As 2022 draws to a close, I want to thank you for entrusting your commercial real estate financing needs to First National. 

This has been a challenging year as the Bank of Canada interest rate decisions rapidly increased borrowing costs. At times like these, empowering partnerships built on a foundation of trust, capability, service and efficiency have never been more important. 

In recognition of this fact, we made tangible investments to be a better and more relevant partner. We added to our expertise and capacity to analyze, originate and fund mortgages quickly. To address interest-rate risk, we created our Mid-Range Hedge to complement our Early Rate Lock program. We put significant resources behind the introduction of MLI Select to realize the full value of this incentive-laden insured financing option for those building and preserving multi-residential units.  

This coming February marks my 5th year leading our Québec team. As a result of ongoing investments, I do believe we are better positioned than ever to serve you. It is my sincere hope that we can expand our valued partnership in the new year. 

On behalf of everyone at First National, I wish you the very best of the holiday season and a healthy, happy and prosperous 2023.

As 2022 draws to a close, I want to thank you for entrusting your commercial real estate financing needs to First National. 

This has been a challenging year as the Bank of Canada interest rate decisions rapidly increased borrowing costs. At times like these, empowering partnerships built on a foundation of trust, capability, service and efficiency have never been more important. 

In recognition of this fact, we made tangible investments to be a better and more relevant partner. We added to our expertise and capacity to analyze, originate and fund mortgages quickly. To address interest-rate risk, we created our Mid-Range Hedge to complement our Early Rate Lock program. We put significant resources behind the introduction of MLI Select to realize the full value of this incentive-laden insured financing option for those building and preserving multi-residential units.  

This coming February marks my 5th year leading our Québec team. As a result of ongoing investments, I do believe we are better positioned than ever to serve you. It is my sincere hope that we can expand our valued partnership in the new year. 

On behalf of everyone at First National, I wish you the very best of the holiday season and a healthy, happy and prosperous 2023.

As 2022 draws to a close, I want to thank you for entrusting your commercial real estate financing needs to First National. 

This has been a challenging year as the Bank of Canada interest rate decisions rapidly increased borrowing costs. At times like these, empowering partnerships built on a foundation of trust, capability, service and efficiency have never been more important. 

In recognition of this fact, we made tangible investments to be a better and more relevant partner. We added to our expertise and capacity to analyze, originate and fund mortgages quickly. To address interest-rate risk, we created our Mid-Range Hedge to complement our Early Rate Lock program. We put significant resources behind the introduction of MLI Select to realize the full value of this incentive-laden insured financing option for those building and preserving multi-residential units.  

This coming February marks my 5th year leading our Québec team. As a result of ongoing investments, I do believe we are better positioned than ever to serve you. It is my sincere hope that we can expand our valued partnership in the new year. 

On behalf of everyone at First National, I wish you the very best of the holiday season and a healthy, happy and prosperous 2023.

As 2022 draws to a close, I want to thank you for entrusting your commercial real estate financing needs to First National. 

This has been a challenging year as the Bank of Canada interest rate decisions rapidly increased borrowing costs. At times like these, empowering partnerships built on a foundation of trust, capability, service and efficiency have never been more important. 

In recognition of this fact, we made tangible investments to be a better and more relevant partner. We added to our expertise and capacity to analyze, originate and fund mortgages quickly. To address interest-rate risk, we created our Mid-Range Hedge to complement our Early Rate Lock program. We put significant resources behind the introduction of MLI Select to realize the full value of this incentive-laden insured financing option for those building and preserving multi-residential units.  

This coming February marks my 5th year leading our Québec team. As a result of ongoing investments, I do believe we are better positioned than ever to serve you. It is my sincere hope that we can expand our valued partnership in the new year. 

On behalf of everyone at First National, I wish you the very best of the holiday season and a healthy, happy and prosperous 2023.