Our team

Better people make better lending

We lend billions of dollars to commercial real estate projects every year. But it’s not just capital that distinguishes us. It’s the empowered nature of our workforce. Our advisors are experienced experts whose sole focus is to deliver financing strategies that enable you to achieve greater success.

Our Better Lending culture – three decades in the making – is built on the skill that comes from pure mortgage lending. Because we start from a position of knowledge about you, your project, and your market, we can design solutions that are fit for your purpose. And because accountability is in our nature, we meet our commitments.

Better by design, better by nature, better for you in every corner of the country.

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Dave Morrison

Dave is a member of:
Commercial credit team

Vice President, Credit Adjudication

dave.morrison@firstnational.ca

416.597.4873

Steward of risk. Voice of reason. Balanced perspective.

Dave has been a part of the First National Financial team since 2013, but brings more than 25 years of industry experience to his role as Credit Adjudicator.

For Dave, his mandate is to ensure that deals make sense. He considers himself the voice and protector of First National’s and investors’ interests within the deal process.

As both precedent setter and follower, Dave and his team are responsible for the viability of deals – price, structure, loan amount, term, amortization and investor(s). His philosophy focuses on three key principles:

Service-oriented approach: executing quickly and efficiently for investors and originators.
Pro-business: finding the balance between advancing the business and reasonable risk.
Educator: work collaboratively with underwriters and provide transparent feedback to originators on the rationale behind deal decisions.

Working at First National, Dave is empowered to triage opportunities and transform them into deals that make sense – adding value by foreseeing where a deal could go, providing all available options and advising on right structure that balances returns and risk.